Attention homeowners in Little Rock and Pulaski County: Need an appraisal?

The top reasons AR homeowners need Sheppard Appraisal Services:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut a mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in Pulaski county or AR by determining the true market value of real estate in question

Do you own a home in or near Little Rock? Do you need help determining the value of your real estate?
Contact Sheppard Appraisal Services.

We at Sheppard Appraisal Services understand the unique needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Sheppard Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. Sheppard Appraisal Services is experienced in helping clients just like you dismiss unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Sheppard Appraisal Services is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Sheppard Appraisal Services can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a veteran appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.